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Découvrez nos derniers articles et blogs

Singapore Mortgage Rate Forecast: Why a Sharp 2026 Drop Looks Unlikely
See why Singapore mortgage rates may not fall sharply in 2026, how SORA, spreads, and swap pricing shape forecasts, and use haio tools to check your options.

5 Step Mortgage Affordability Check for Singapore Buyers
Use MAS and HDB rules to calculate what you can realistically buy in five steps. Worked example, CPF and SORA checks, plus haio tools to run your numbers.

Avoid S$37,500 Shortfalls: Bank Valuation vs Market Value in Singapore
Bank valuation vs market value in Singapore: learn how valuation gaps affect your loan, CPF use and stamp duty. Estimate likely cash over valuation with haio.

0–4% Growth, Data Backed: Singapore Rentals 2026 for Renters & Owners
URA and HDB data show 0–4% rent growth in 2026. Clear steps for renters and owners, plus how haio turns market data into practical decisions.

S$2.7M Lost in 430 Singapore Rental Scams: One Check That Stops Them
Stop rental fraud in Singapore: check the agent's phone number on the CEA Public Register before paying. Includes SPF and CEA figures and a short...

20% ABSD and TDSR: Checks to buy a second property in Singapore
Practical checklist for Singapore buyers. Confirm MOP, estimate 20% ABSD, and run affordability and valuation checks before you approach a lender.

Break Even Calculator: Rent or Buy in Singapore (2026)
Step-by-step break-even method and a 2026 Singapore market snapshot. Count BSD/ABSD, CPF trade-offs, then run personalised rent-vs-buy scenarios with...

Plot Ratio Explained: Checks and data tools for Singapore buyers
Understand how Singapore plot ratio (GPR) and GFA are calculated, what counts, and which practical checks buyers and small developers should run before...

9,320 GLS units curb bids: Singapore en bloc potential 2026 with haio
Use haio tools to test your Singapore condo’s en bloc potential against MinLaw’s 2026 consent thresholds and URA’s 9,320 unit GLS pipeline.